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Apr 12, 2024
Learn to navigate government resources for disaster recovery. In this guide, we outline key tips and links that will be helpful to get the support you need when natural disasters occur.
With natural disasters increasing in frequency and severity, it’s important to understand how government support can lead you through the aftermath. The following is a brief guide to help find the support needed to start the recovery process:
Step 1: Assessment of immediate needs.
First and foremost, make sure you and your family are safe. Follow the instructions of the local emergency service, looking for places in temporary shelters, hotels, or short-term rentals, if needed. In any case, you should have an emergency plan and safety kit in place to ensure all your immediate health and safety concerns are covered.
Step 2: Assessments of damages.
Document, document, document. Take pictures or videos of all your property damages once it’s safe to do so. If possible, start saving receipts of your items beforehand to reference any items that might need to be replaced. This will be helpful when applying for government assistance or insurance claims.
Step 3: Contact Your Insurance Company
First and foremost, notify your insurance company of damages to the property before you reach out to government agencies. By this point, you will have a clear understanding of the existing damage that has been covered by your insurance policy, and will help you identify your particular need for government assistance.
Step 4: Apply for Government Assistance
The Federal Emergency Management Agency (FEMA) is the primary federal agency responsible for assisting citizens in preparing for and, when needed, recovering from disasters. Visit their website or call 1-800-621-FEMA (1-800-621-3362) to apply for assistance. FEMA can provide money for temporary housing, home repair, and other disaster-related expenses.
Step 5: Seek Additional Support
The Small Business Administration (SBA) also offers disaster loans at low interests to businesses of any size, private nonprofit organizations, homeowners, and renters to help them rebuild. Find out more at www.sba.gov.
The American Red Cross can also offer immediate relief and support in the form of food, water, and shelter.
Step 6: Keep Informed and Follow Up
Stay updated on applications and follow up with agencies. Recovery is a process, and being "in the loop" helps the process move more seamlessly. Don’t let analysis paralysis keep you from getting the help you’re entitled to.
Useful Resources:
About the Author
Dorothy is the industry-leading climate benefit network, helping homeowners and businesses prepare and protect their property before, during, and after a weather event. Our team comprises compassionate individuals deeply committed to addressing climate challenges, with expertise spanning various fields such as urban planning, climate-focused technology, property recovery, and related industry topics. Together, we work to empower our communities and address the impact of climate-related events.
