The fastest way to receive cash after a disaster.

Dorothy offers immediate cash to small businesses and residential owners who experience damage causing events and are waiting for an insurance claim. Insurance settlements and federal aid can take 3-12 months* to distribute payment, Dorothy offers cash in 1-2 days.

When disaster strikes, you need cash now not in 12 months.

We know you need the money right away in these difficult times. Get started with Dorothy and have the money ready as soon as you get damaged by any natural event.

3+ months

Before claims payments are issued by carriers

12 months

Average delay for Federal aid disbursements

50%

Less availability for personal loans or credit after disaster

We get paid when you get paid

We give your insurance carrier 3 months to settle your claim. After 3 months you will have the option to pay us in full for a lower fee or through a flexible monthly repayment plan.

Hire who you need immediately

If left untreated, water damage can cause harmful health hazards and actually increase in cost to repair. Dorothy helps you finance and access a secured network of trusted service providers immediately following a disaster event.

How it works

Without Dorothy

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Disaster occurs

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You file a claim

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Adjuster assesses damages

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Claim is processed

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You get paid

Time to finance your recovery:
3+ months

With Dorothy

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Create an account

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Link insurance coverage and claim info

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Dorothy calculates advancement amount

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Get paid!

Time to finance your recovery:
4-5 days

Don't take just our word

"Thank you for helping my family get through this trying time. We've been waiting for our insurance claim for over a month. This money will surely get us over this rough patch"

Domonique, from Lousiana.