
Faster cash
Streamlined services
Exclusive rewards
Faster cash
Streamlined services
Exclusive rewards
Faster cash
Streamlined services
Exclusive rewards
For all property improvement, maintenance, and repair spending.
For all property improvement, maintenance, and repair spending.
For all property improvement, maintenance, and repair spending.

New York City feels like 50° • NJ drought wiped out by heavy rains last weekend • Milder, more seasonable weather returns Saturday •
New York City feels like 50° • NJ drought wiped out by heavy rains last weekend • Milder, more seasonable weather returns Saturday •
New York City feels like 50° • NJ drought wiped out by heavy rains last weekend • Milder, more seasonable weather returns Saturday •
Coming soon
Coming soon
Get rewarded on all your property purchases and home repairs with the Dorothy Debit Card
Get rewarded on all your property purchases and home repairs with the Dorothy Debit Card
Get rewarded on all your property purchases and home repairs with the Dorothy Debit Card
7x points
on home purchases
5x points
emergency travel & lodging
2x points
gas and groceries
1x point
everything else
Featured merchants






























At Dorothy, navigating storms is our specialty.
At Dorothy, navigating storms is our specialty.
At Dorothy, navigating storms is our specialty.
Get a free annual property inspection by a licensed contractor
Get a free annual property inspection by a licensed contractor
Get a free annual property inspection by a licensed contractor
Understanding your property risk is an essential part of being climate ready. We’ll connect you to one of our in-network licensed contractors to identify any repairs you need to protect your property.






Maximize your property insurance claim settlement, connect with a public adjuster
Maximize your property insurance claim settlement, connect with a public adjuster
Maximize your property insurance claim settlement, connect with a public adjuster
With an average of 14 million properties damaged by severe storms each year, don't let confusion or insufficient coverage stop you from getting the most out of your property insurance claim.
Higher claim payout
Faster settlements
Prioritizes your best interests
No up front payment
Access immediate cash from your filed insurance claim
Access immediate cash from your filed insurance claim
Access immediate cash from your filed insurance claim
Choose Dorothy to access our network of trustworthy public adjusters and advance your property insurance claim directly to your Dorothy Card, allowing you a faster climate recovery.
Immediate cash
Faster recovery
No up front payment

Get started today with a service provider
Get started today with a service provider
Have a pressing need? Get service from a Dorothy provider today
1
Sign up for Dorothy
2
Request a service for
what you need
3
Dorothy will contact you within 2 business days
4
A qualified service provider will reach out

Get started today with a service provider
Have a pressing need? Get service from
a Dorothy provider today
1
Sign up for Dorothy
2
Request a service for what you need
3
We will contact you within 2 business days
4
A qualified service provider will reach out

Get started today with a service provider
Have a pressing need? Get service from
a Dorothy provider today
1
Sign up for Dorothy
2
Request a service for what you need
3
We will contact you within 2 business days
4
A qualified service provider will reach out
Don’t take our word for it.
Here’s what property owners are saying!
Don’t take our word for it. Here’s what property owners are saying!
Don’t take our word for it.
Here’s what property owners are saying!
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
Our carrier was pushing back on our damage estimate. Dorothy's claim review network helped us negotiate a much higher settlement.
Jonathan
from Texas
My first floor was completed flooded during Hurricane Ian and my insurance settlement was taking months to pay.
Sophia
from Florida
I've been looking for a card product that offers benefits and cash rewards for what I spend the most money on, which is my house! Love Love Love the offering. When can will I be able to use it!?
Maureen
from New Jersey
In the press
In the press
In the press



Dorothy Wins Visa Everywhere Initiative 2023, LGBTQ+ Special Edition
Dorothy, a pioneering fintech startup focused on developing a comprehensive network of climate preparation and recovery solutions, is thrilled to announce its winning of the 2023 Visa Everywhere Initiative, LGBTQ+ Special Edition competition.
Dorothy, a pioneering fintech startup focused on developing a comprehensive network of climate preparation and recovery solutions, is thrilled to announce its winning of the 2023 Visa Everywhere Initiative, LGBTQ+ Special Edition competition.



Visa Everywhere Initiative recognizes LGBTQ+ founders for their innovation
Visa is making its network available to drive inclusive economic growth with the goal to give everyone, everywhere access to the global economy. This year, the Visa Everywhere Initiative once again opened the door to nearly 400 hundred minority-founded startups to share their digital solutions that promote greater accessibility in the way we pay, save, and invest.
Visa is making its network available to drive inclusive economic growth with the goal to give everyone, everywhere access to the global economy. This year, the Visa Everywhere Initiative once again opened the door to nearly 400 hundred minority-founded startups to share their digital solutions that promote greater accessibility in the way we pay, save, and invest.



The Fund Founder Spotlight Interview: Arianna Armelli of Dorothy
Dorothy, a pioneering fintech startup focused on developing a comprehensive network of climate preparation and recovery solutions, is thrilled to announce its winning of the 2023 Visa Everywhere Initiative, LGBTQ+ Special Edition competition.
Dorothy, a pioneering fintech startup focused on developing a comprehensive network of climate preparation and recovery solutions, is thrilled to announce its winning of the 2023 Visa Everywhere Initiative, LGBTQ+ Special Edition competition.



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Looking for enterprise solutions?
Looking for enterprise solutions?
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Explore our solutions for businesses and discover how to reach more customers and maximize sales.

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